Howard Kaye Insurance Agency, Inc, an industry leader in universal life insurance, term insurance, annuities and more, is now offering new insurance options to individuals. Anyone interested in learning more can contact Howard Kaye.

Online PR News – 07-April-2011 –BOCA RATON, FL - Howard Kaye Insurance Agency, Inc. announces new life insurance offerings that include money back and single premium discount life insurance options for those seeking to maximize their assets. Available immediately on the Howard Kaye Insurance website, individuals can request a free policy review, call a representative for a free consultation, or browse to learn more about life insurance through informational videos.

Howard Kaye Insurance deals with a number of different products and options including the 401 Kaye plan, life expectancy insurance, IRA and annuity maximization, estate planning, life insurance optimization, annuities, structured settlements, and estate taxes.

"Life is uncertain, and we think every family should have the right life insurance. It will not only provide financial security during life's uncertainties, but it will also enable many younger people to create wealth by purchasing life insurance on their parents. We know that lots of people are confused about life insurance, but we work hard to explain the different options and help families and individuals find the best solution for their unique circumstances. Money back life insurance and single premium discount life insurance can help us provide these services to our clients," said Howard Kaye, the company's founder and president. (http://www.howardkayeinsurance.biz/)

With these newest offerings, the agency hopes to teach individuals how to use their life insurance in more innovative ways, as most people don't realize they can structure life insurance to work in conjunction with their estate planning goals to discount estate tax costs. The services offered by Howard Kaye and his team make use of the life settlement marketplace so that life insurance policyholders have alternatives to surrendering their policy. The agency also helps individuals effectively recover investment losses through the use of life insurance that will recoup these losses for the benefit of their family.

"Life insurance is one of the best ways for people to establish, increase, and preserve their wealth. Unfortunately, most people don't know how to go about it, or even that it can be done. They don't think about the fact that life insurance is an asset, just like stocks, bonds, and real estate. The real difference between life insurance and other assets is that insurance isn't devalued by negative changes in the market. We remain committed to finding new and innovative solutions for estate planning purposes for our clients," said Kaye.

About Howard Kaye Insurance, Inc.:
Howard Kaye Insurance Agency, Inc. helps people with the innovative use of life insurance for creating and preserving wealth. Howard Kaye, Founder and President, serves many of the country’s wealthiest individuals, showing them how to use life insurance as an asset and a vehicle for passing on wealth. With roots that date back to 1964, Howard Kaye Insurance has established itself as a leader in the insurance industry.