House Insurance Rates Releases Flood Insurance Guide
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Damon Williams
House Insurance Rates

888-354-6057

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After the latest outbreak of flooding in Vermont, House Insurance Rates has announced the publication of an awareness-raising piece online concerning the importance of adding flood insurance to a standard home insurance policy.

Online PR News – 09-May-2011House Insurance Rates, a top site for free home insurance quotes, recently reported the publication of a brief feature article discussing the benefits of flood insurance. The article comes in the wake of serious flooding in parts of Vermont last week that left hundreds of homeowners with damages uncovered by their standard homeowners policies.

“Unbeknownst to most homeowners, a standard home insurance policy does not cover flood damage. Flood insurance is a policy that must be purchased separately but is almost always available from the same company issuing the homeowner’s policy. Homeowners like the unfortunate ones in Vermont typically find out too late that a traditional homeowner’s policy will not pay for any damage resulting from a flood,” said Damon Williams, spokesman for House Insurance Rates.

In the recent flooding disaster in Vermont, homeowners along the Lake Champlain were left with thousands of dollars of damage because so few Vermont residents carry flood insurance. In fact, the most current report indicated that while the overwhelming majority of residents carry home insurance coverage, only 17.2 percent of Vermont homeowners living in high-risk flood zones carry flood insurance.

“What happened in Vermont is a microcosm of what’s going on in the rest of the country—homeowners don’t realize their standard policies don’t include flood coverage, and they end up suffering the consequences. House Insurance Rates hopes to raise awareness of this common misconception with our latest article on just how critical flood insurance is as part of your homeowner’s insurance protection. In most areas of the country, flood insurance is necessary but very reasonably priced, and House Insurance Rates can quickly provide quotes on these policies,” explained Williams.

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